Butz Bartolome
Butz Bartolome
Your Spending Habits Are Killing Your Business
GMB IT | March 4, 2026
(The Hard Truth Entrepreneurs Avoid) Here’s a truth most entrepreneurs don’t want to admit: Hindi laging benta ang problema. In my 35 years as a business mentor, I’ve seen businesses with HIGH SALES… Why? Let’s talk about the spending habits silently killing your business. Marami pang entrepreneurs ang: You’re acting like a big company Your business isn’t ready for your lifestyle yet. This is the number one silent killer. Lahat galing sa business cash register. Hindi ka nanakaw ng ibang tao — The pressure to look successful is expensive. You don’t need: Hindi mo kailangang patunayan na successful ka. Focus on BUILDING success, not LOOKING successful. Some entrepreneurs: Then they complain about payroll. If your team is bloated, Education is good. Pero kung lahat binabayaran mo… That’s not growth. Invest wisely, not emotionally. Madalas, ganito: Hope is not a financial strategy. If you don’t track your cash flow, It Needs More Discipline** Sometimes the solution is not to sell more. A business with high sales can still die Over the years, I’ve seen entrepreneurs turn around failing businesses simply by adjusting their mindset — not their sales. Here’s my recommendation: ✔ Separate personal and business money And most importantly: Never spend today based on tomorrow’s expected sales. Discipline creates growth. -------------------------------------------------------- You may contact Armando "Butz" Bartolome for questions and more information. By email: aob@gmb.ph FB Page: Armando Bartolome Linkedin: https://www.linkedin.com/in/franguru/ Website: https://www.gmb.ph 
Your Business Isn’t Struggling Because of Low Sales — It’s Struggling Because of Your Spending Habits
Minsan, gastos mo ang sumisira sa negosyo.
pero bagsak pa rin.
Because the owner is bleeding money on the side.❗ 1️⃣ You Spend Like You’ve Already Succeeded
✔ mag-iinvest agad sa mamahaling equipment
✔ magpapaganda nang sobra ng store
✔ bibili ng pinakamahal na gamit
✔ puro upgrade kahit hindi pa kailangan
with small-company cash flow.❗ 2️⃣ You Mix Personal and Business Money
ikaw ang nagnanakaw sa sarili mong negosyo.❗ 3️⃣ You Overspend on Impressing People
❌ the newest phone
❌ a luxury watch
❌ a more expensive car
❌ lavish dinners
❌ fancy branding agad❗ 4️⃣ You Hire Too Fast, Fire Too Slow
your profit will be bloated too —
with expenses.❗ 5️⃣ You Join Every Seminar, Expo, or Event
Networking is good.
at wala ka namang ina-apply sa business…
That’s addiction to motivation.❗ 6️⃣ You Don’t Track Money — You Just Spend
“May pambayad pa naman.”
“Sa next sales na ako babawi.”
“Baka tumaas naman benta next week.”
your cash flow will surprise you —
in the worst way.💡 **Your Business Doesn’t Need More Sales…
Sometimes the solution is to fix your habits.
if the owner has low financial discipline.👉 What I, as a Business Mentor with 35 Years Experience, Would Think and Recommend
✔ Track every peso (daily)
✔ Cut unnecessary expenses
✔ Delay lifestyle upgrades
✔ Avoid emotional spending
✔ Pay yourself a fixed salary
✔ Build an emergency fund for the business
✔ Prioritize cash flow over appearances
Discipline saves businesses.
